The 8 Most Exclusive Black Cards in the World: Elite Credit Cards for the Ultra-Wealthy

A *Black Card* is an exclusive credit card for individuals who meet specific requirements. The term *black card* originally referred to The American Express Centurion Card. However, *black card* is now more commonly associated with its black color and exclusivity.

Not just anyone can obtain a *black card*. American Express specifically invites certain individuals. *Black cards* are intended for people who routinely spend over US$250,000 per year, or the equivalent of Rp 3.6 billion.

According to Wealthy Gorilla, here are eight of the world's most exclusive black cards, ranked by their annual fees:

1. American Express Centurion Mastercard – US$5,000/year (Rp 71.7 million)
2. Dubai First Royale Mastercard – US$2,000/year (Rp 28.67 million)
3. Citi Ultima Mastercard – US$816/year (Rp 11.7 million)
4. Luxury Card: Mastercard Black Card – US$495/year (Rp 7.1 million)
5. World Elite Mastercard – US$495/year (Rp 7.1 million)
6. Citi AAdvantage Executive World Elite Mastercard – US$450/year (Rp 6.5 million)
7. HSBC Premier World Elite Mastercard – US$395/year (Rp 5.6 million)
8. Coutts Silk Card – No annual fee

The American Express Centurion Mastercard is considered the world's most exclusive black card, with an annual fee of US$5,000 (Rp 71.7 million). This card is intended for high-spending clients who desire exclusive access and premium services.

Owners of the American Express Centurion Card enjoy benefits such as extensive airport lounge access, concierge services, elite status at various hotels and car rentals, and more.

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