BPJS Kesehatan's Financial Sustainability Decreases Until the End of 2024

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Adi Ahdiat 22/08/2025 13:45 WIB

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The value of BPJS Kesehatan assets decreased during the period December 2023-December 2024. Its financial resilience also declined.

Net Asset Value and Financial Sustainability of BPJS Kesehatan (December 2023-December 2024)

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Net Asset Value and Financial Sustainability of BPJS Kesehatan (December 2023-December 2024)

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The net assets of BPJS Kesehatan have decreased in recent times.

In December 2023, BPJS Kesehatan still had net assets of Rp56.67 trillion, sufficient to finance services for 4.23 months.

However, its net assets gradually decreased to Rp49.36 trillion by December 2024, with fund resilience shrinking to 3.38 months.

According to the Monthly Report Monitoring JKN, although its fund resilience has decreased, until the end of 2024, BPJS Kesehatan's finances were still considered healthy.

However, there are risks looming in the future.

"The finances of the National Health Insurance Fund have a risk of a deficit if the trend of increasing insurance burdens is not accompanied by BPJS Kesehatan's performance in increasing premium collectability and other income, including investment income," as quoted from the report.

In 2024, the insurance burden or costs incurred by BPJS Kesehatan for participant needs did increase compared to 2023.

This increase in burden occurred along with the increase in the number of BPJS Kesehatan participants, as well as the increasing utilization of inpatient and outpatient services.

Editor : Adi Ahdiat

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."