KIC Survey: Most Borrowers Use Loans for Educational Expenses
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Based on a survey by the Katadata Insight Center (KIC), the majority of respondents borrowed money for education and daily needs. Borrowing for educational expenses was most prevalent among borrowers aged 31-40 and 41-50 years old. Those aged 21-30 and 51-60 years old primarily used loans for daily needs.
The survey was conducted from September 28th to October 3rd, 2019, using a quantitative approach. Data was collected through face-to-face interviews with 354 households in Jakarta, Surabaya, Bandung, Yogyakarta, and Semarang using a cluster random sampling method.
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