KIC Survey: Most Borrowers Use Loans for Educational Expenses
- A Small
- A Medium
- A Bigger
Based on a survey by the Katadata Insight Center (KIC), the majority of respondents borrowed money for education and daily needs. Borrowing for educational expenses was most prevalent among borrowers aged 31-40 and 41-50 years old. Those aged 21-30 and 51-60 years old primarily used loans for daily needs.
The survey was conducted from September 28th to October 3rd, 2019, using a quantitative approach. Data was collected through face-to-face interviews with 354 households in Jakarta, Surabaya, Bandung, Yogyakarta, and Semarang using a cluster random sampling method.
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Market Data
| Name | Value | % | |
|---|---|---|---|
| Inflasi yoy (Sep) | 3,28% | +0.09 | |
| Inflasi mom (Agu) | 0,21% | +0.35 | |
| Economic growth | 5,11% | +0.08 | |
| Pertumbuhan ekonomi (yoy) (Q1) | 5,61% | +4.08 | |
| Persentase kemiskinan (Mar) | 8,07% | -0.18 | |
| Gini rasio (Sem2) | 0,38 | 0.00 | |
| Nilai Tukar USDIDR | 17.876 | -0.06 | |
| PDB ADHK (Q2) | 3.576,20 | +3.73 | |
| Ekspor Migas (Agu) | 992,20 | +25.98 | |
| Neraca perdagangan (Agu) | 3,55 | +2,814.03 | |
| Impor Migas (Agu) | 3,53 | -6.37 | |
| Ekspor (Agu) | 26,61 | +1.51 | |
| Impor (Agu) | 23,06 | -11.63 | |
| Kunjungan Wisman (Agu) | 1,60 | +4.89 | |
| NTP (Jul) | 116,16 | +1.32 |