101 Legal Online Lenders in Indonesia Licensed by OJK: A List

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Cindy Mutia Annur 18/10/2023 17:10 WIB

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There are 101 legal online lending companies in Indonesia that have obtained operating licenses from the Financial Services Authority (OJK). The complete list is below.

Number of Online Lending Companies Licensed by the OJK (October 9, 2023)

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Number of Online Lending Companies Licensed by the OJK (October 9, 2023)

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As of October 9, 2023, 101 fintech lending companies, also known as online lenders (pinjol), hold operating licenses from the Financial Services Authority (OJK).

This number is one less than in August 2023, due to the OJK revoking the business license of PT Danafix Online Indonesia (Danafix).

The revocation of Danafix's license is in accordance with OJK Board of Commissioners Decision Number KEP-6/D.06/2023 dated August 29, 2023. The reason given is that the company requested the return of its online lending business license.

Of the 101 currently licensed online lenders, 94 are conventional lenders, with total assets reaching Rp7.27 trillion (approximately USD 475 million) as of August 2023.

The remaining 7 are sharia (Islamic) lenders, with total assets of Rp139 billion (approximately USD 9 million).

These sharia lenders are: Ammana.id, ALAMI, DANA SYARIAH, Duha SYARIAH, qazwa.id, PAPITUPI SYARIAH, and ETHIS.

The following is a complete list of the 101 legally licensed online lenders authorized by the OJK as of October 9, 2023:

1. Danamas
2. investree
3. amartha
4. DOMPET Kilat
5. Boost
6. TOKO MODAL
7. modalku
8. KTA KILAT
9. Kredit Pintar
10. Maucash
11. Finmas
12. KlikA2C
13. Akseleran
14. Ammana.id
15. PinjamanGO
16. KoinP2P
17. pohondana
18. MEKAR
19. AdaKami
20. ESTA KAPITAL FINTEK
21. KREDITPRO
22. FINTAG
23. RUPIAH CEPAT
24. CROWDO
25. Indodana
26. JULO
27. Pinjamwinwin
28. DanaRupiah
29. OVO Finansial
30. Pinjam Modal
31. ALAMI
32. AwanTunai
33. Danakini
34. Singa
35. DANAMERDEKA
36. EASYCASH
37. PINJAM YUK
38. FinPlus
39. UangMe
40. PinjamDuit
41. DANA SYARIAH
42. BATUMBU
43. Cashcepat
44. klikUMKM
45. Pinjam Gampang
46. cicil
47. lumbungdana
48. 360 KREDI
49. Dhanapala
50. Kredinesia
51. Pintek
52. ModalRakyat
53. SOLUSIKU
54. Cairin
55. TrustIQ
56. KLIK KAMI
57. Duha SYARIAH
58. Invoila
59. Sanders One Stop Solution
60. DanaBagus
61. UKU
62. KREDITO
63. AdaPundi
64. Lentera Dana Nusantara
65. Modal Nasional
66. Komunal
67. Restock.ID
68. TaniFund
69. Ringan
70. Avantee
71. Gradana
72. Danacita
73. IKI Modal
74. Ivoji
75. Indofund.id
76. iGrow
77. Danai.id
78. DUMI
79. LAHAN SIKAM
80. qazwa.id
81. KrediFazz
82. Doeku
83. Aktivaku
84. Danain
85. Indosaku
86. Jembatan Emas
87. EDUFUND
88. Gandeng Tangan
89. PAPITUPI SYARIAH
90. BantuSaku
91. danabijak
92. AdaModal
93. Samakita
94. KawanCicil
95. CROWDE
96. KlikCair
97. ETHIS
98. SAMIR
99. LATAS
100. Asetku
101. Findaya

(See also: Disbursement of Online Loans Increased in August 2023)

Editor : Adi Ahdiat

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."