QRIS Transaction Trends Show Significant Increase Since the Start of the Pandemic

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Adi Ahdiat 01/11/2022 13:10 WIB

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QRIS usage has increased dramatically since the start of the pandemic. Here's a breakdown.

QRIS Transaction Volume and Value in Indonesia (January 2020-August 2022)

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QRIS Transaction Volume and Value in Indonesia (January 2020-August 2022)

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The Indonesian Standard QR Code (QRIS) is a digital payment facility provided by Bank Indonesia (BI).

This facility allows merchants and consumers to easily conduct cashless transactions simply by scanning a QR code using a smartphone.

According to data from the Indonesian Payment System Association (ASPI), in January 2020, the national volume of QRIS transactions reached only 5 million transactions with a total transaction value of Rp 365 billion.

In the following months, the trend of QRIS usage continued to increase, reaching 91.7 million QRIS transactions with a total value of Rp 9.66 trillion in August 2022.

Bank Indonesia is currently working to expand the QRIS application so that it can become a legal tender in neighboring countries.

"In May 2022, five central bank governors—from Indonesia, Thailand, Malaysia, Singapore, and the Philippines—met and committed to connecting payment systems," said BI Governor Perry Warjiyo in a press release last August (29/8/2022).

"In the near future, these five countries will be able to implement cross-border QR digital payment systems, fast payments using local currencies, simultaneously supporting tourism, supporting MSMEs, and supporting the national digital financial economy," Perry continued.

The BI Governor stated that in August 2022, there were approximately 20 million QRIS merchants throughout Indonesia. 90% of these are micro, small, and medium enterprises (MSMEs).

Editor : Adi Ahdiat

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

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QRIS Transaction Trends Show Significant Increase Since the Start of the Pandemic

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QRIS Transaction Trends Show Significant Increase Since the Start of the Pandemic

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Ministry of Environment and Forestry: Number of Hotspots in Indonesia Reaches 74 in the Last 24 Hours (Thursday, December 11, 2025)

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Warning! Mount Ibu Erupts Again This Morning (Thursday, December 11, 2025)

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