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The ratio of public access to bank deposits (DPK) continues to show an upward trend. In 2015, out of 1,000 adult Indonesians, 952 had savings accounts at banks. This represents a 34 percent increase from 2012, when only 708 out of 1,000 adults had access to bank DPK.
Improved public income, in line with Indonesia's economic growth, has led to increased public access to bank savings. However, many people, particularly in remote areas, remain unbanked. Conversely, many individuals holding multiple bank accounts also contribute to the increased ratio of public access to bank DPK.
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