Harmful, Most Citizens Consider Online Loans Create New Problems

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Vika Azkiya Dihni 22/04/2022 13:30 WIB

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An Indonesian Political Indicator survey reveals public opinion regarding online loans. A majority, or 74.4% of respondents, believe that online lending (pinjol) creates new problems.

Online Loan Respondent Assessment (2022)

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Online Loan Respondent Assessment (2022)

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It has become increasingly easy for people to obtain loans. One factor contributing to this ease is the availability of digital lending platforms or online loans (pinjol).

However, many people believe that online loans create new problems. Furthermore, the practice of illegal online lending, which harms the public, is becoming increasingly prevalent in Indonesia.

A survey by Indikator Politik Indonesia reveals public opinion regarding online loans. The majority, or 74.4% of respondents, believe that online loans create new problems.

On the other hand, 11.9% of respondents believe that online loans provide solutions, while 13.7% did not know or did not answer.

This survey found that a significant number of respondents who viewed online loans as providing solutions had actually used them.

Conversely, the majority of respondents who believed online loans created new problems had never used them.

This online survey was conducted from February 21 to March 16, 2022, with 733 respondents using a simple random sampling method. The margin of error in this survey is approximately 3.7% with a 95% confidence level.

(See also: KIC Survey: Koinworks is the Most Favorite P2P Lending Platform in Indonesia)

Editor : Annissa Mutia

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."