The net interest margin (NIM) of the four largest banks that have released their June 2017 financial reports shows a decline. Bank Mandiri (BMRI)'s NIM in the first half of 2017 fell to 5.56 percent compared to 6.06 percent in the first half of the previous year. Similarly, Bank Negara Indonesia (BBNI) fell to 5.5 percent from 6.06 percent. Bank Tabungan Negara (BBTN) also fell to 4.42 percent from 4.65 percent, and Bank Permata's NIM fell to 3.77 percent.
Despite the NIM decline, BMRI's net interest income for the first half of this year still grew by 4.6 percent to Rp 26.98 trillion from the first half of the previous year. Similarly, BBNI's net interest income also rose by 11.19 percent to Rp 16.18 trillion, and BBTN's rose by 14.12 percent to Rp 4.22 trillion. However, BNLI's net interest income in the first half of this year fell by 13.15 percent to Rp 2.67 trillion from Rp 3.08 trillion.
"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy,
but please note that automated translations may contain errors or slight inconsistencies."