Of the 10 Largest Banks, Which Offers the Lowest Mortgage Interest Rate?

19/01/2018 13:36 WIB

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Home Ownership Loan Interest Rates of 10 Major Banks (December 2017)

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Of the 10 Largest Banks, Which Offers the Lowest Mortgage Interest Rate?

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Home Ownership Loan Interest Rates of 10 Major Banks (December 2017)

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CIMB Niaga offers the lowest base interest rate for Home Ownership Loans (KPR) among the 10 largest banks in Indonesia. The bank, a merger of Bank Niaga and Bank Lippo, provides a KPR interest rate of 9.75% for its customers.

The next lowest KPR interest rate among major banks is offered by Bank BCA, at 9.9%, followed by Bank OCBC NISP at 10.2%. Meanwhile, Bank BNI offers the highest KPR interest rate among major banks, at 10.5%.

On average, the general bank KPR interest rate until the end of October 2017 had decreased by 65 basis points to 10.09%, down from 10.74% at the end of 2016. Furthermore, the value of bank loans for home ownership increased by 7.8% to Rp 381.14 trillion from Rp 353.7 trillion at the end of last year.

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."