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Online Loan Disbursements Drop to Rp18.99 Trillion in July 2022

Cindy Mutia Annur 12/09/2022 11:30 WIB

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The Financial Services Authority (OJK) report shows that the disbursement of online loans or peer-to-peer lending fintech reached Rp18.99 trillion in July 2022.

Total Online Loan Disbursements (July 2021 - July 2022)

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Total Online Loan Disbursements (July 2021 - July 2022)

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The Financial Services Authority (OJK) report shows that the disbursement of online loans or peer-to-peer (P2P) lending fintech reached Rp18.99 trillion in July 2022. This figure is down 8.12% month-on-month (mom) compared to June 2022, which amounted to Rp20.67 trillion.

However, compared to the previous year, the disbursement of P2P lending fintech loans increased by approximately 21.26% year-on-year (yoy) compared to July 2021, which amounted to Rp15.66 trillion.

Online loans in July 2022 were disbursed to 15.50 million borrowers. The number of borrowers decreased by 9.77% (mom) compared to the previous month. The majority, or 12.54 million borrowers, came from the Java region, equivalent to 80.90% of the total national borrowers.

A total of Rp8.73 trillion in loans, or 45.99%, was allocated to the productive sector. Of this amount, Rp3.12 trillion was lent to the wholesale and retail trade sector.

Loans disbursed to the agriculture, forestry, and fisheries sectors reached Rp195.43 billion. Meanwhile, loans to the manufacturing industry were recorded at Rp214.72 billion.

From the lender's side, the number reached 10.83 million entities with a value of Rp18.71 trillion. Cooperation in loan disbursement by institutional lenders (super lenders) during this period was contributed by 369 conventional financial institutions amounting to Rp2.49 trillion.

Editor : Annissa Mutia

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

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Online Loan Disbursements Drop to Rp18.99 Trillion in July 2022

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