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PT Bank Negara Indonesia (Persero) Tbk continued to strengthen its performance and business fundamentals up to the first half of 2021. BNI recorded healthy and continuous growth in credit disbursement, both in the corporate and consumer credit segments.
As of June 2021, the company recorded a 3.5 percent growth in credit disbursement in the business banking segment, amounting to Rp 475.6 trillion. Meanwhile, in the same period last year, credit disbursement in this segment reached Rp 459.6 trillion.
Tracing back, BNI's credit disbursement growth has steadily increased since 2017. Growth from June 2017 to June 2021 reached 47.7 percent.
In addition to corporate credit, the consumer banking segment also recorded a 10.4 percent year-on-year (YoY) growth, equivalent to Rp 92.8 trillion. This segment also grew by 38.5 percent compared to June 2017, where disbursement amounted to Rp 67 trillion.
This business growth enabled BNI to record a net profit of Rp 5 trillion in the first half of 2021, a 12.8 percent YoY increase.
"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."