Most Efficient BCA Bank

PT Bank Central Asia Tbk (BCA) was the most efficient bank in 2016. In its December 2016 financial report, BCA's operating expense to operating revenue ratio (BOPO) was 60.44 percent, down from the previous year. This figure was the lowest compared to other large banks.

Meanwhile, PT Bank Rakyat Indonesia (Persero) Tbk was the second most efficient bank with a BOPO ratio of 68.93 percent, followed by PT Bank Negara Indonesia (Persero) Tbk in third place with a BOPO of 73.59 percent. The least efficient was PT Bank Permata Tbk, with a BOPO reaching 150.77 percent.

The profit of the ten largest banks in 2016 decreased by 3.87 percent to Rp 77.17 trillion from Rp 80.28 trillion in the previous year. Eight banks recorded profit growth. However, PT Bank Mandiri (Persero) Tbk's profit in 2016 decreased by 32 percent to Rp 13.8 trillion, and PT Bank Permata Tbk incurred a loss of Rp 6.73 trillion compared to a profit of Rp 24.48 billion in the previous year.