Bank loans totaling Rp 126 trillion were categorized as non-performing in July 2021.

Based on data from the Indonesian Financial Services Authority (OJK)'s Indonesian Banking Statistics, bank loans disbursed to third parties reached Rp 5.56 quadrillion in July 2021. Of this amount, Rp 126.28 trillion (2.27% of total loans) was categorized as non-performing.

Bank loans categorized as doubtful amounted to Rp 30.72 trillion (0.55% of total loans), while those categorized as substandard totaled Rp 29.16 trillion (0.52% of total loans).

Thus, the total value of non-performing loans (NPLs), encompassing the categories of non-performing, doubtful, and substandard, reached Rp 186.16 trillion in July 2021. This represents 3.35% of total bank loans disbursed.

Compared to the previous month, non-performing loans increased by 3.65% (month-to-month/m-to-m). Compared to July 2020, non-performing bank loans increased by 2.56% (year-on-year/yoy). Compared to December 2020, the increase was a slight 0.17% (year-to-date/ytd).

Compared to June 2021, the value of non-performing loans (NPLs) increased by 3.01%. Compared to July 2020, the gross NPL value increased by 4.35% (yoy), and compared to December 2020, it increased by 11% (ytd).

Loans categorized as special mention (DPK) amounted to Rp 305.35 trillion (5.49% of total loans). Loans categorized as performing amounted to Rp 5.07 quadrillion (91.17% of total loans).