It Turns Out That Deposit Savings Are Larger Than Savings Accounts

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23/11/2016 15:14 WIB

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Savings Amount by Type as of August 2016

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Savings Amount by Type as of August 2016

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Based on type, the majority of public savings are placed in deposits, surpassing savings and current accounts. Although withdrawals can only be made within specific periods as stipulated in the agreement, deposit interest rates are higher than those of savings or current accounts. For a segment of the population, deposits represent an investment instrument.

Of the total public savings in banks, valued at Rp 4,678.28 trillion, approximately 44.7 percent is placed in deposits (time deposits). Despite being the largest in value, the number of accounts is only 3.8 million, or 2.03 percent of the total 187.24 million accounts, according to the Deposit Insurance Corporation.

Meanwhile, public savings in the form of savings accounts reach Rp 1,426.9 trillion, or 30.5 percent of the total savings, ranking second largest. Current accounts are in third position with savings totaling Rp 1,084 trillion, or approximately 23.17 percent of the total.

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

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It Turns Out That Deposit Savings Are Larger Than Savings Accounts

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DKI Jakarta Holds the Largest Public Bank Deposits in Indonesia as of September 2025

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It Turns Out That Deposit Savings Are Larger Than Savings Accounts

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DKI Jakarta Holds the Largest Public Bank Deposits in Indonesia as of September 2025

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