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Top 10 Provinces with the Highest Non-Performing Loan Ratio for Online Lenders (August 2024)

Nabilah Muhamad 24/10/2024 15:55 WIB

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According to the OJK report, NTB had the highest national non-performing loan (NPL) ratio for online lending in August 2024, reaching 4.99%.

Top 10 Indonesian Provinces with the Highest Non-Performing Loan Ratio for Online Lenders (August 2024)

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Top 10 Indonesian Provinces with the Highest Non-Performing Loan Ratio for Online Lenders (August 2024)

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According to a report by the Financial Services Authority (OJK), in August 2024, the value of non-performing loans (NPLs) from online lending (pinjol) in Indonesia reached Rp1.71 trillion.

This represents 2.38% of the total outstanding loan value nationally.

These NPLs are based on the loan delinquency rate (TWP). Online loans are categorized as non-performing if borrowers fail to repay their debt more than 90 days after the due date.

Regionally, the highest ratio of online loan NPLs was in West Nusa Tenggara (NTB), reaching 4.99% in August 2024.

This means that approximately 5 out of 100 online loan users in that province failed to repay their debt more than 90 days after the due date. This figure is close to the OJK's acceptable limit for NPLs, which is a maximum of 5%.

The lowest NPL ratios were in West Papua (0.15%), followed by Papua Mountains (0.1%), and East Nusa Tenggara (0.44%).

The following is a list of the 10 provinces with the highest online loan NPL ratios in Indonesia in August 2024:

1. NTB: 4.99%
2. Yogyakarta Special Region: 3.11%
3. Jakarta Special Capital Region: 2.94%
4. West Java: 2.87%
5. Lampung: 2.83%
6. South Sumatra: 2.8%
7. Central Java: 2.46%
8. West Sumatra: 2.4%
9. East Java: 2.26%
10. Southeast Sulawesi: 2.18%

Editor : Adi Ahdiat

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

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Top 10 Provinces with the Highest Non-Performing Loan Ratio for Online Lenders (August 2024)

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