BCA Sets Profit Record in 2022: Here's Its Growth Over the Last 5 Years

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Adi Ahdiat 27/01/2023 11:00 WIB

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BCA booked a net profit of Rp 40.7 trillion in 2022, a 29.6% year-on-year (yoy) increase and the highest in the last five years.

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BCA Sets Profit Record in 2022: Here's Its Growth Over the Last 5 Years

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BCA Net Profit per Year (2018-2022)

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PT Bank Central Asia Tbk (BCA) and its subsidiaries reported a net profit of Rp 40.7 trillion in 2022.

This achievement represents a 29.6% increase year-on-year (yoy), setting a new record high over the past five years, as shown in the graph.

From 2018 to 2022, the net profit of this issuer, with the stock code BBCA, continuously increased, except in 2020. In the initial year of the pandemic, BCA's net profit contracted by 4.98% (yoy). However, cumulatively over the past five years, its net profit has grown by 57.65%.

BCA's 2022 profit was driven by a 12.5% yoy increase in corporate loan demand to Rp 322.2 trillion, and a 10.1% yoy increase in commercial and small and medium-sized enterprise (SME) loans to Rp 210.2 trillion.

Furthermore, mortgage loans (KPR) grew by 11.0% (yoy) to Rp 108.3 trillion, motor vehicle loans (KKB) increased by 13.6% (yoy) to Rp 46.1 trillion, outstanding credit card balances grew by 13.4% (yoy) to Rp 13.8 trillion, and the total consumer credit portfolio increased by 11.7% (yoy) to Rp 171.3 trillion.

Overall, BCA's total loans increased by 11.7% (yoy) to Rp 711.3 trillion at the end of 2022, with a loan at risk (LAR) ratio of 10% and a non-performing loan (NPL) ratio of 1.7%. These LAR and NPL figures are lower than in 2021.

In 2022, BCA's total third-party funds grew by 6.5% (yoy) to Rp 1,040 trillion, resulting in a 7.0% (yoy) increase in BCA's total assets to Rp 1,315 trillion.

Editor : Adi Ahdiat

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."