Early 2023 saw online loan disbursement reach Rp18.7 trillion.

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Cindy Mutia Annur 28/02/2023 20:03 WIB

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The Financial Services Authority (OJK) recorded online loan disbursements reaching Rp18.73 trillion in January 2023.

Value of Online Loan Disbursements in Indonesia (January 2022–January 2023)

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Value of Online Loan Disbursements in Indonesia (January 2022–January 2023)

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The Financial Services Authority (OJK) recorded that the disbursement of fintech lending or online loans in January 2023 reached Rp18.73 trillion, down 4.04% month-on-month (mom).

However, online loan disbursement in January 2023 increased by 35.72% year-on-year (yoy).

Online loans in January 2023 were disbursed to 15.93 million borrowers. The number of borrowers decreased by 16.19% month-on-month (mom). The majority, or 12.54 million borrowers, were from the Java region, equivalent to 78.71% of the total national borrowers.

Rp7.08 trillion, or 37.82%, of the loans were given to the productive sector. Of this amount, Rp2.47 trillion was lent to the wholesale and retail trade sector.

Loans to the agriculture, forestry, and fisheries sector reached Rp220.09 billion, followed by loans to the manufacturing industry at Rp43.85 billion, and to the accommodation and food service sector at Rp1.01 trillion.

The number of lender accounts reached 10.74 million, with a total of Rp18.81 trillion disbursed. Cooperation in disbursement by institutional lenders (super lenders) during this period was contributed by 1,010 conventional financial institutions, amounting to Rp3.86 trillion.

Editor : Adi Ahdiat

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."