Survey: 60.2% of MSMEs Only Have Enough Capital to Survive for a Maximum of 3 Months

Economics & Macro

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Reza Pahlevi 19/01/2022 15:10 WIB

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In fact, 21.34% of MSMEs have enough capital to survive for a maximum of one month.

UMSMEs' Survival Ability with Capital (2021)

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Survey: 60.2% of MSMEs Only Have Enough Capital to Survive for a Maximum of 3 Months

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UMSMEs' Survival Ability with Capital (2021)

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A recent survey on the current situation of Micro, Small, and Medium Enterprises (MSMEs) shows that 60.2% of MSMEs can only survive with capital lasting up to a maximum of three months. Furthermore, 21.34% of MSMEs have capital sufficient for only up to one month.

Then, 18.54% of MSMEs have capital that can be used to survive for two months, while 20.29% can survive for three months.

Next, 9.38% of MSMEs have capital to last up to four months. Finally, 29.81% of businesses have capital to survive for more than four months.

This capital resilience of MSMEs is crucial during this pandemic. During the Emergency Community Activity Restrictions (PPKM Darurat) in July-August 2021, 35.47% of businesses temporarily ceased operations for 2-4 months.

During the same period, 44% of businesses experienced a decrease in turnover of up to 30%. In fact, 22.68% of businesses experienced a turnover decrease of more than 50%.

This online survey was conducted by Mandiri Institute with 2,944 respondents. The majority of respondents were from Java and Sumatra.

Editor : Annissa Mutia

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."

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Survey: 60.2% of MSMEs Only Have Enough Capital to Survive for a Maximum of 3 Months

Survey: 60.2% of MSMEs Only Have Enough Capital to Survive for a Maximum of 3 Months

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Survey: 60.2% of MSMEs Only Have Enough Capital to Survive for a Maximum of 3 Months

Survey: 60.2% of MSMEs Only Have Enough Capital to Survive for a Maximum of 3 Months

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Distribution of KUR Debtors, October 2025: Majority on Java Island

New Record: KUR Realization in Production Sector Hits 60% by 2025

KUR Recipients Reach 3.9 Million Debtors as of October 31, 2025, with the Trade Sector being the Largest.

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Majority of KUR Recipients from Java as of Early October 2025

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