What Indonesians Worry About When Entering Retirement Age

Nabilah Muhamad 03/03/2026 08:00 WIB

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The Libang Kompas survey shows that not having a fixed income is the main concern for 29% of respondents as they approach retirement age.

The Respondents' Perception of Concerns about Entering Retirement Age (September 8-12, 2026)

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What Indonesians Worry About When Entering Retirement Age

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The Respondents' Perception of Concerns about Entering Retirement Age (September 8-12, 2026)

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A survey by Kompas Research and Development recorded a number of concerns among Indonesians as they enter retirement age.

As a result, 29% of respondents admitted to being worried about not having a stable income during retirement. This was followed by 21.2% of respondents who stated that they do not yet have sufficient savings or investments.

"These two biggest concerns illustrate that when a person's economic productivity stops, their survival becomes uncertain because their preparation for retirement is deemed insufficient," wrote Kompas Research and Development researchers in their report, Sunday (1/3/2026).

The next concerns relate to psychosocial issues, such as fear of losing the routine of working life (9.9%); loneliness due to family no longer living together (8.5%); fear of being a burden to children or family (6.8%); and others as shown in the graph.

Meanwhile, 10.8% of respondents admitted to not being worried when entering retirement age.

"These respondents may have made well-planned financial and mental preparations, thus minimizing their concerns," wrote Kompas Research and Development researchers.

The survey involved 528 respondents from 72 cities in 38 provinces, selected randomly according to the proportion of residents in each province.

Data collection was conducted from September 8-12, 2025 through telephone interviews. The survey's margin of error is approximately 4.22% and the confidence level is 95%, under the condition of simple random sampling.

Editor : Erlina Fury Santika

"Disclosure: This is an AI-generated translation of the original article. We strive for accuracy, but please note that automated translations may contain errors or slight inconsistencies."